Bindisha Sarang, Sanjay Kumar Singh

Stories by Bindisha Sarang, Sanjay Kumar Singh

Salary increase in 2020 may be lowest in a decade

Salary increase in 2020 may be lowest in a decade

Rediff.com   19 Feb 2020

The projected increase for 2020 is lower than the average salary hike that graduates of top business schools have managed - at around 12 per cent.

Are these premium mobile plans meant for you?

Are these premium mobile plans meant for you?

Rediff.com   24 Jan 2020

Bindisha Sarang takes a look at Vodafone's RedX and Airtel's new plan.

Plan to open a bank account? V-KYC will make it lot easy

Plan to open a bank account? V-KYC will make it lot easy

Rediff.com   23 Jan 2020

Physical KYC takes anywhere between two to five working days to get done, V-KYC, only a few minutes.

Received VRS? How to generate passive income

Received VRS? How to generate passive income

Rediff.com   15 Jan 2020

People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.

Want to invest in Stocks? Check out these courses

Want to invest in Stocks? Check out these courses

Rediff.com   7 Jan 2020

'Trading is about psychology; 75% of it is about keeping your emotions in check.'

Planning to buy a car? Avoid debt trap

Planning to buy a car? Avoid debt trap

Rediff.com   6 Jan 2020

To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.

Hit by data breach? Here's how to reboot your life and control the damage

Hit by data breach? Here's how to reboot your life and control the damage

Rediff.com   4 Jan 2020

By the time the security failure is discovered and fixed, the damage is already done. A CIO survey by Forcepoint and Frost & Sullivan found that 69 per cent of Indian organisations were at risk of data breach. Whenever there is data breach, there is a potential disaster waiting to happen.

Buy health insurance early in life

Buy health insurance early in life

Rediff.com   31 Dec 2019

'A 25 year old buying a high-value policy now will be well covered even in his 40s.'

Want to reduce tax liability? Read this

Want to reduce tax liability? Read this

Rediff.com   30 Dec 2019

You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.

Do not lower your EPF contribution

Do not lower your EPF contribution

Rediff.com   27 Dec 2019

If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.

Link your PAN to Aadhar by December 31 or it may become inoperative

Link your PAN to Aadhar by December 31 or it may become inoperative

Rediff.com   26 Dec 2019

There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.

Invest through MF route in mid-caps

Invest through MF route in mid-caps

Rediff.com   20 Dec 2019

The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.

Explained: Why Bharat Bond ETFs is good investment option

Explained: Why Bharat Bond ETFs is good investment option

Rediff.com   19 Dec 2019

These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.

High risk investor? Check this out

High risk investor? Check this out

Rediff.com   10 Dec 2019

Two factors play a predominant role in fetching good returns -- stock selection and allocation, suggests Sanjay Kumar Singh.

Paying high interest on home loans? Read this

Paying high interest on home loans? Read this

Rediff.com   9 Dec 2019

By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.

Affected by Karvy crisis? Read this

Affected by Karvy crisis? Read this

Rediff.com   6 Dec 2019

In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints Redress System) web site, suggests Sanjay Kumar Singh.

Better to revive old LIC policy or buy new one?

Better to revive old LIC policy or buy new one?

Rediff.com   5 Dec 2019

LIC is currently allowing customers to revive policies that have lapsed for more than two years.

Now, loans for all your lifestyle needs

Now, loans for all your lifestyle needs

Rediff.com   4 Dec 2019

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

Rising child healthcare cost? Opt for family floater plan

Rising child healthcare cost? Opt for family floater plan

Rediff.com   26 Nov 2019

Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.

Ageing parents? How to meet medical expenses

Ageing parents? How to meet medical expenses

Rediff.com   22 Nov 2019

'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.